Debt Defense/Foreclosure Defense

Sometimes, people fall behind on their payments for completely innocent reasons: job loss,sickness/hospitalizations, natural disasters, or just plain bad luck. This can lead to scenarios where you are unable to make that mortgage payment, the car note, the credit card payment. At its worst, it can lead to getting sued by the lender or mortgage company/servicer.
At MCL, we understand this horror story. We can defend these cases in court, but far more often, this leads to a negotiated settlement of some sort. Whether that be a loan modification, refinance, workout or a simple payment arrangement, it always helps to have a lawyer with these negotiations. Especially ones that have hundreds of unique experiences with it, like we here at MCL.